Passion, compassion, humor, style and real success for our clients has made them and us thrive. We believe we are unique in the way we work with clients. They are like members of our family, and they know it. Some of them have been with us for over 30 years, which is the entire time we have been in business in the Napa Valley. We cherish these relationships and are just as loyal to them as they are to us.
Paul moved to the Napa Valley in 1990 after spending most of the 1980’s working with many of the largest financial services firms on Wall Street. They were his customers while he was President and CEO of Angeles Securities Corporation in Los Angeles. He quit that job in spring of 1989, disgusted with what he perceived to be the self-serving practices and conflicts of interest many firms had, including Angeles.
He didn’t know anyone in the Napa Valley. He didn’t know exactly what he wanted to do, except to live a good and meaningful life. After interviewing for several jobs, with Wall Street firms, he decided that none of them had anything to offer him. He set up a small, one-man practice, to offer financial planning, investment counseling and objective honest advice.
The practice grew from 1990 to summer of 1998 by which time he had met his future wife, Meghan. They formed 5T Wealth, LLC (5T) as an independent RIA in June of 1998, with another partner who has since retired. The intent was to be “The Antidote to Wall Street”, providing sound advice, good investments without conflicts of interest, and become an integral part of the Napa Valley community.
Paul has become an integral part of the Napa Valley Community. He was a Rotarian for over 25 years. He’s been on multiple boards and served multiple non-profits.
By the early 2000’s all of Napa County’s community banks had sold out to larger regional or national firms. U.S. Congressman Mike Thompson asked Paul if he’d consider starting a new community bank. He accepted that challenge and became co-founder, investor, and director of Napa Community Bank, which served the local community for several years before selling to Rabobank.
After the 2008-2009 financial crisis the Chairman of the Board of Bank of San Francisco came to Paul asking if he would be interested in providing capital and taking a seat on their board, so that they could buy out Capitol Bancorp, their majority shareholder, and become a totally independent community bank. Paul served on their board from 2010-2013, helping to position the bank for further growth as a completely independent company.
He is currently a director of a private family foundation serving deserving children in the Valley in different ways, from preschool through college.
Paul enjoys being part of what he describes as “the best team we’ve ever had at 5T”. He is extremely proud of the 5T team and the relationships we’ve built with clients over the years. We still serve clients that started working with Paul in 1990.
Paul and Meghan enjoy their private lives spending time on the golf course and tennis court, when they’re not spending time with their family and friends, or working out in their gym. After raising their daughter to be an alpine ski racer, they now enjoy traveling to warm places with great beaches.
Meghan is the Co-Founder and Chief Financial Officer of 5T Wealth, LLC (5T). 5T has never had to hire a Chief Operating Officer because she doubles in that role, without title. Simply stated, she runs the company. This allows her partners and colleagues to focus on the many wealth management services that have made 5T so valuable to clients. With decades of experience in finance and operations, she brings a strategic and steady hand to the complexities of successfully operating the company for over 25 years.
Fifteen years ago 5T became family office to a prominent Napa Valley family. Meghan has been the leader in tax planning and compliance for the family. She works with the family, her partners and outside counsel on philanthropic planning and giving, risk management and insurance, estate planning and wealth transfer.
Before co-founding 5T, Meghan spent 10 years in public accounting. She served as CFO of a wine company importing from Italy and distributing throughout the United States.
She’s been a successful real estate developer, having purchased multiple properties in St. Helena, Napa, and Truckee, Ca, renovating them and reselling them successfully. Her most recent purchase is a family home in Costa Rica, which she doesn’t plan to sell.
She holds a Bachelor of Science in Accounting from Sonoma State University and is member of the Institute of Management Accountants (IMA) and the American Society of Women Accountants (ASWA).
In the era she grew up she’d have been known as a “tom boy”, primarily because she was a superb athlete. She’s got a better fast ball than many men. She’s a competitive tennis player. She’s run marathons. She’s done the open water swim from Alcatraz several times. She’s an avid surfer. She was a competitive swimmer at San Francisco State University. Now she swims in the ocean, where she’s also been free diving and SCUBA diving for 35 years. She’s photographed thousands of sharks, orcas, humpback whales, as well as many of the smallest, most beautiful creatures in the sea.
Meghan has dedicated thousands of hours to her fitness, understanding that it is critical for healthy longevity. She is the mother of daughters, grandmother, great wife, great friend, CFO, COO designate. She holds the world together for everyone she loves.
The best description of Hien is probably “jack of all trades”. We have never found a job that Hien can’t do. That flexibility is invaluable in a small business and in an industry where change is constant. It is also critical in managing the affairs of multiple family office clients, all with very different needs and personalities.
Hien also epitomizes “team work”. She comes to work every day with one agenda, that is to serve our clients to the best of her ability. Whatever that takes, and whoever that takes, are the resources she brings to the job.
In recognition of her incredible dedication Hien became a partner in 5T Wealth during 2016.
Prior to joining 5T Wealth Hien had been in the wealth management industry for approximately 15 years. She was originally with LPL Financial Services in Southern California and later with a wealth management firm in Marin County.
Hien and her family live in Marin County.
Chris is the Chief Investment Officer at 5T Wealth and is dedicated to working with our clients to create customized investment and financial planning solutions. Chris brings additional investment experience to 5T Wealth along with analytical capabilities and empathy to his work with clients. Chris joined 5T because he found a firm that resonated with his desire to put the clients first and treat them like family. Chris says “I believe that great financial advisors take the time to really understand their clients first. You need to understand the client’s situation and goals before you can know what investment strategies or estate planning strategies are right for them."
Prior to joining 5T Wealth, LLC, Chris served as a Founding Partner and Senior Advisor for Delegate Advisors. At Delegate Advisors, Chris worked with families to create financial plans based out of the San Francisco office. Prior to Delegate, Chris worked as a Manager at Brownson, Rehmus & Foxworth (“BRF”), a financial advisory firm based in Menlo Park, California. Before BRF, Chris worked in Accenture’s Strategic Planning and Analysis group and in JP Morgan Asset Management’s Equity Research group.
Chris graduated cum laude from Georgetown University with a double major in accounting and finance. He also holds the Chartered Financial Analyst designation and the Certified Divorce Financial Analyst designation. He lives in Napa with his two sons, Alex and Nathan, and is an active member of the Napa community. Chris serves on the Board of Directors for ParentsCAN and on the Napa Advisory Board of 10,000 Degrees. He is also a volunteer coach for Napa United.
Jackie Lou Raquidan serves as the Chief Growth Officer at 5T, where she leads the firm's strategic growth initiatives to strengthen its position as a premier provider of boutique and family office wealth management services. With over two decades of experience in banking, wealth management, and business development, Jackie Lou specializes in creating tailored financial and estate planning solutions that help clients navigate life’s complexities.
Prior to joining 5T, Jackie Lou held key leadership positions at UnionBanc Investments, RCU/LPL Financial Services, and Capital Group Private Client Services. Her expertise in strategic planning, wealth management, and team development empowers her to deliver innovate solutions for individuals, families, nonprofits, and businesses.
Jackie Lou holds a Bachelor’s in Business Management (Magna Cum Laude) and an MBA in Digital Innovation and Information Systems (Summa Cum Laude) from Pepperdine Graziadio Business School. She also holds a certification in Socially, Environmentally, and Ethically Responsible (SEER) business strategy, highlighting her commitment to sustainable practices.
Passionate about innovation and diversity, Jackie Lou is committed to integrating advanced technologies, including AI, into wealth management practices to provide clients with more personalized, efficient, and insightful solutions. She is also an advocate for increasing women’s representation in the industry, believing that greater diversity fosters inclusivity and leads to more dynamic strategies for clients.
Outside of work, Jackie Lou is actively involved in community service, serving on the Board of Directors for Searching to Involve Pilipino Americans (SIPA). She lives in Napa with her husband and two rescue dogs, Remy and Shaggy. Jackie Lou is driven by the belief that true wealth is measured by the positive impact we have on others.
Jessica joined 5T Wealth in 2015 and is the Client Services Director and Marketing Manager. As Client Services Director, Jessica is the lead for day-to-day account operations and administrative tasks. She is also the point of contact for all advertising and promotional opportunities. Jessica’s goal is to make all clients feel comfortable and at ease.
Before joining 5T Wealth Jessica worked in the banking industry for both Union Bank and Tamalpais Bank. She joined Tamalpais bank in 2008 as an Administrative Assistant to the Market President while providing additional support to the Marketing and Operations departments. She joined Union Bank upon their acquisition of Tamalpais Bank in 2010 to support the Regional Managers of Northern California.
Jessica’s caring, amiable and task-oriented style is reflected in her work at 5T Wealth and her contributions to her home community of Petaluma. She has volunteered for the Board of Petaluma Animal Services, American Heart Association and Canine Companions for Independence.
Jessica lives in Petaluma with her husband, Sean, and their dog, Olly.
Marissa came to 5T Wealth in May of 2018 with over 25 years in Finance and Accounting, including a career as a Certified Public Accountant (CPA) in the Philippines.
With 5T she is specializing in accounting and record keeping for our family office clients.
She also holds a California Real Estate Broker’s license and has an eye for high end housing in the Bay Area.
She has attempted retirement a couple of times and found that it doesn’t quite suit her yet. We were lucky enough to bring her out of retirement.
Marissa and her husband live in the East Bay and are proud parents to 3 children and grandparents to 5 grandchildren. In her spare time, she loves cooking, gardening and spending time with her family.